Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Credit Cards
Rewards & Redemption
Reward yourself sooner and more often.
The Flex Rewards Program allows cardholders to earn points on eligible purchases*. Options for redemption include:
Cash rewards*
Gift cards*
Travel adventures*
Events*
And more!*
How does a member earn Flex Rewards points?
Points are earned when making an eligible purchase or by adding recurring monthly bill payments to an eligible Conexus Mastercard® credit card*
How many Flex Rewards points can I earn?
The number of points earned varies by card:
Card product | Points earned |
|---|---|
Cash Back | 1 point for every $1 spent on Groceries1, Gas/Sustainable Transit2, Recurring Bills & Streaming Services3 0.5 points for every $1 spent on all other purchases4 |
Business No Fee Cash Back | 1 point for every $2 in eligible purchases4 |
Centra Gold | 1 point for every $1 in eligible purchases4 |
World Elite® Business | 1.5 points for every $1 in eligible purchases4 |
World® | 3 points for every $1 spent on Groceries5; 2 points for every $1 spent on Dining and Entertainment6; 1 point for every $1 spent on all other purchases4 |
U.S. Dollar | 1 point for every $2 USD in eligible purchases4 |
Cash Back World Elite® | 4 points per $1 spent on Groceries & Sustainable Transit7, 2 points per $1 spent on Recurring Bills, Digital Streaming and Dining8 and 1 point per $1 spent on all other purchases4 |
Ways to redeem
Cash Rewards
Turn your points into cash that can be used for a statement credit, or deposited directly into your chequing or savings account9
Merchandise
Browse our extensive online catalogue of products. Choose from electronics, jewelry, tools, fitness and more*
Travel
Whether you’re looking for a family vacation or a weekend getaway, we’ve got you covered. From flights to hotels to cruises, find exactly what you want, then relax and enjoy! Whether you’re booking a one-way ticket or a boutique hotel, make your reservation online or call 1-866-239-7430*.
Adventures
If you’re looking for adventure, look no further. Whether you’re looking to take a helicopter ride, spend a few hours (or days) at the spa, or have a whitewater rafting experience, we’re here for you. Login to redeem for the adventure of a lifetime!*
Events
Get your ticket fix, whether it be for a live concert experience, your favourite sporting event or to class it up at the opera. Visit Flex Rewards for an assortment of special events to redeem for*.
How do I redeem my Flex Rewards points?
Visit Flex Rewards or call 1-866-239-7430
Just click here to search by redemption type.

Enjoyment starts here
Looking to treat yourself to something new? Book your next vacation with points*. All of your redemption options are just a click away!
*Terms & conditions apply. Visit https://reward-headquarters.com/groupCollabriaNational/home for more details.
® Mastercard, World Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated.
1 If annual GROCERIES purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year
2 If the combined annual GAS and SUSTAINABLE TRANSIT purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
3 If the combined annual select RECURRING BILLS and DIGITAL STREAMING purchase volume on a Cash Back Card exceeds $5,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
4 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
5 If annual GROCERY purchase volume on a World Mastercard exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
6 If annual combined ENTERTAINMENT and DINING purchase volume on a World Mastercard exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
7 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back World Elite Mastercard exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
8 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back World Elite Mastercard or exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
9 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.