Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Customer Automated Fund Transfers (CAFT)
Automate your payments with confidence.
Customer Automated Fund Transfers (CAFT) is a secure, web-based platform that simplifies how your business sends and receives payments. Whether you’re managing payroll, paying vendors, or collecting from customers, CAFT helps you automate the process, saving time, reducing errors, and improving cash flow.

Benefits
Automate outgoing and incoming payments, including payroll, vendor payments, and customer collections.
Compatible with most accounting software, allowing you to upload files and enter payments manually.
Built - in audit trails, user permissions and real-time notifications for full control and visibility.
No need to change your systems – just streamline them.
Supported by Conexus with local training, onboarding, and ongoing guidance.
What you can manage:
CAFT helps you manage a wide range of payment activities including:
Payroll deposits for employees
Vendor and supplier payments
Collect payments for loans, mortgages, condo fees, donations, membership fees, utility bills, property taxes, and more
Customer pre-authorized debits (PADs)
Government remittances
Reoccurring and one-time transfer fees
Internal transfers between business accounts
Who it’s for:
Small to mid-sized businesses looking to streamline recurring payments
Organizations with payroll and vendor obligations that want to reduce manual processing
Finance teams looking for better control, visibility, and efficiency in their payment workflows
Businesses using accounting software and want a seamless integration without changing systems

Ready to streamline your payments?