Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Business Term Deposits
Guaranteed business returns
We offer term deposits for our business and ag members looking to earn a guaranteed return on their savings. With flexible term options and competitive rates, term deposits provide a reliable way to protect capital while planning for future investments, operating needs, or seasonal expenses.
Whether you’re managing cash flow, setting aside funds for equipment, or planning ahead for growth, our term deposits help you save with certainty.
Types of Term Deposits
Type | Redeemable | Non-Redeemable |
|---|---|---|
Term length options | 1-year term | 1, 2, 3, 4, and 5-year terms available |
Min deposit | $1,000/year | $1,000 |
Automatic renewal? | Yes | Yes |
Redemption | Redeemable in full after 90 days without penalty. No interest paid if redeemed within first 90 days. | Access to funds at maturity only. |
Withdrawals | Withdrawals can be made at any time after 90 days. Minimum withdrawal amount is $1,000 and a $1,000 minimum balance must be maintained. | No |
Interest paid | Interest is paid monthly* or annually. Can be paid to a Conexus deposit account or rollover with the term. | Interest paid monthly* or annually. Can be paid to a Conexus deposit account or compound to the term. |
Best for | Investors who want access to funds when you need them. | Investors who want to earn a higher interest rate. |
Current one-year non-redeemable rate
Ready to get started?
Reach out directly to your business advisor or contact us using one of the ways below.
Disclaimer
* Terms and conditions apply.
Rates shown are based on annual interest payout. Rates may vary for monthly or semi-annual interest options. Rates are provided for informational purposes only and are subject to change without notice at any time.
Mutual funds, other securities and securities related financial planning services are offered through Aviso Wealth, a division of Aviso Financial Inc. Online brokerage services are offered through Qtrade Direct Investing, a division of Aviso Financial Inc. Qtrade and Qtrade Direct Investing are trade names and/or trademarks of Aviso Wealth Inc. and its subsidiaries.
Unless otherwise stated, mutual funds, other securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Mutual funds and other securities are not guaranteed, their values change frequently and past performance may not be repeated.
Protect yourself from fraud: Be vigilant against phishing and spoofing attempts. Always ensure you are on our official website by checking the web address and security indicators. We will never ask for sensitive information via email or redirect you to unfamiliar sites. If in doubt, contact our Member Contact Centre immediately. Learn more about ways to protect yourself from fraud by visiting: https://www.conexus.ca/security/