Vehicle Loan

Whether you’re looking to buy a new or used car, RV, or even a boat, Conexus provides loans with competitive interest rates, fewer fees, and personalized service to suit your needs. With straightforward repayment structures, flexible terms, and quick approval, we make getting a vehicle smooth and affordable.

Benefits of a getting a loan with Conexus:

  • Enjoy competitive rates, saving you money over time.

  • More room to negotiate your vehicle price and loan terms without added pressure.

  • Work directly with a Conexus financial advisor to tailor your loan to your needs.

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Two ways to get a vehicle loan with Conexus:

Option 1: Dealer Financing

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Visit one of our partner dealers across Saskatchewan, choose your vehicle, and let the dealer know you want to use Conexus financing. They will help you complete a loan application, which is then sent to Conexus.

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If approved, we’ll provide you with the loan terms, including the interest rate and payment structure.

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When the contract is signed, Conexus sends the funds to the dealer for your vehicle purchase. Your account will be set up, and you'll start making regular payments until the loan is paid off.

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Ready to get started? Find a participating dealership near you and begin your shopping!

Option 2: Personal Loan

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Apply for a Personal Loan directly through Conexus and meet with a financial advisor to discuss your financial details and determine your loan amount. What you’re approved for is based on factors like your credit profile, the vehicle's value, and your budget.

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The approval process is quick, with most decisions made promptly, allowing you to move forward with your purchase. Once approved, the loan amount is deposited into your account, which you can use to pay the dealership.

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With flexible payment options, you can choose a weekly, bi-weekly, semi-monthly, or monthly payment schedule. You can even make accelerated payments or increase your payment amount at any time, allowing you to pay off your loan faster without additional fees.

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Interested in this option? Learn more about our Personal Loan and if it’s the right fit for your purchase.

Is dealer financing right for you?

Right for you if you:

  • Want a simple, all-in-one solution, dealer financing allows you to arrange both your vehicle purchase and loan in one location, saving you time and effort.

  • Need fast access to financing, dealer financing offers quick approvals, so you can drive away with your new vehicle sooner.

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May not be right for you if you:

  • Want more control over your purchase, and the ability to shop around for the best vehicle deal that fits your budget without pressure or restrictions. Visiting a branch and securing the funds before you make the purchase might be a better option. Book an appointment with a financial advisor today!

Plan your borrowing

Loan calculator →

Curious about your payments? Our loan calculator makes it easy to estimate your costs and find the best financing options for you. Just enter a few details and instantly see how different terms and interest rates affect your payments.

Budget Calculator→

Want to know if you can afford an extra payment? Use our budget calculator to determine the amount of income you have left over after expenses each month.

Ready to get started?

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Connect with us

Complete the form to meet with one of our advisors and get the process started.

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Find a Dealer

If you want to use Dealer Financing and secure funds at the time of purchase, we have many participating dealers across the province.

Tools & Resources

Rates

See our current prime rate for borrowing

Money Advice for Life

Good Debt vs. Bad Debt

Disclaimer

Loans and line of credits are available to members who meet Conexus’ standard credit criteria.