Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Rates
Mortgage rates
Today's lowest rates
Prime rate |
|---|
4.45%_______________________ |
Value rate |
|---|
4.04%3 year closed _______________________ |
Flex Feature rate |
|---|
4.39%3 year closed _______________________ |
Value Mortgage rates
Our Value Mortgage offers our lowest rate and fixed payments for one to five years, making it a predictable and budget-friendly option. It’s a no-frills choice without extra features like skip-a-payment, making it ideal for those who appreciate simplicity.
Term | Rate1 |
|---|---|
5 year closed | 4.09% |
4 year closed | 4.09% |
3 year closed | 4.04% |
2 year closed | 4.59% |
1 year closed | 4.99% |
Flex Feature Mortgage rates
Our Flex Feature Mortgage puts you in control with options like fixed or variable rates, open or closed plans, and flexible repayment schedules. It also includes features like skip-a-payment and the ability to pay off your mortgage faster.
Fixed Mortgage |
|---|
Term | Rate1 |
|---|---|
05 Year Closed | 4.44% |
04 Year Closed | 4.44% |
03 Year Closed | 4.39% |
02 Year Closed | 4.94% |
01 Year Closed | 5.34% |
06 Month Closed | 5.89% |
01 Year Open | 7.59% |
06 Month Open | 7.59% |
Variable Mortgage |
|---|
Term | Rate1 |
|---|---|
05 Year Variable Closed | 3.95% |
04 Year Variable Closed | 3.95% |
03 Year Variable Closed | 3.95% |
02 Year Variable Closed | 3.95% |
01 Year Variable Closed | 3.95% |
30 Year Amortization2 |
|---|
Term | Rate1 |
|---|---|
05 Year Closed | 4.54% |
04 Year Closed | 4.54% |
03 Year Closed | 4.49% |
02 Year Closed | 5.04% |
01 Year Closed | 5.44% |
Board rates
The rates below may be used for prepayment penalty purposes.
Fixed |
|---|
Term | Rate1 |
|---|---|
05 Year Closed | 6.09% |
04 Year Closed | 5.99% |
03 Year Closed | 6.05% |
02 Year Closed | 5.14% |
01 Year Closed | 5.84% |
06 Month Closed | 6.09% |
01 Year Open | 9.75% |
06 Month Open | 9.75% |
Variable |
|---|
Term | Rate1 |
|---|---|
05 Year Variable Closed | 4.45% |
04 Year Variable Closed | 4.45% |
03 Year Variable Closed | 4.45% |
02 Year Variable Closed | 4.45% |
01 Year Variable Closed | 4.45% |
Connect with us
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Rates are provided for information purposes only and are subject to change without notice at any time.
1 Assuming no additional fees are charged, the Annual Percentage Rate (APR) is the same as the interest rate displayed. Rates subject to change without notice. Applicable to Credit Union lending criteria. Some conditions apply.
2 Only available for first-time homebuyers, purchasing a newly built home. Other terms and conditions may apply.