Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Agriculture term loans
Farm operations grow and evolve — and having the right financing behind you can make those big decisions easier. A term loan from Conexus helps you purchase equipment, buy land, expand your operation, or invest in long‑term improvements that support your future success.
Whether you’re upgrading machinery, adding new technology, or expanding your farm footprint, predictable payments and flexible terms give you the confidence to plan ahead.
Why choose a term loan from Conexus?
A term loan from Conexus gives your farm the confidence to take on bigger plans and choose a structure that fits your cash flow and long‑term plans. Plus, you'll get guidance from advisors who understand Saskatchewan businesses and are committed to helping you grow sustainably and confidently.

What is a term loan?
A term loan provides a lump‑sum amount that you repay over a set period at either a fixed or variable interest rate. It’s ideal for long‑term investments such as equipment, buildings, land, vehicles, or major operational upgrades.
It allows you to spread out the cost of large purchases, preserving cash flow so your farm can focus on growing — not slowing down.
Benefits of a term loan
A term loan can help your farm:
Purchase new or used equipment
Buy land or expand your operation
Fund upgrades or major improvements
Choose between fixed and variable interest rates
Structure payments to match your cash flow
Invest without using all of your working capital
What you need to know
Before applying, consider:
Loan amount — Based on asset cost or project scope
Interest rate options — Fixed for predictability, variable for flexibility
Repayment schedule — Terms and frequency tailored to ag cash flow
Eligibility — May include financial statements, business history, and collateral
Loan purpose — Equipment, land, buildings, technology, improvements
Related products
Loan calculator — Estimate payments and plan ahead
Ag Grow Fund – Reinvest in your ag or farm operations
Business credit cards — For everyday farm purchases
Business services — Payments, deposits, merchant services

Have questions?
That's what we're here for!
Meet with one of our business advisors to apply for a term loan. Fill out our contact form and we’ll contact you within one business day.