Agriculture term loans 


Farm operations grow and evolve — and having the right financing behind you can make those big decisions easier. A term loan from Conexus helps you purchase equipment, buy land, expand your operation, or invest in long‑term improvements that support your future success.

Whether you’re upgrading machinery, adding new technology, or expanding your farm footprint, predictable payments and flexible terms give you the confidence to plan ahead.


Why choose a term loan from Conexus?

A term loan from Conexus gives your farm the confidence to take on bigger plans and choose a structure that fits your cash flow and long‑term plans. Plus, you'll get guidance from advisors who understand Saskatchewan businesses and are committed to helping you grow sustainably and confidently.

Saskatchewan farmer getting into combine finishing harvest.

What is a term loan? 

A term loan provides a lump‑sum amount that you repay over a set period at either a fixed or variable interest rate. It’s ideal for long‑term investments such as equipment, buildings, land, vehicles, or major operational upgrades.

It allows you to spread out the cost of large purchases, preserving cash flow so your farm can focus on growing — not slowing down.

Benefits of a term loan

A term loan can help your farm:

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Purchase new or used equipment

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Buy land or expand your operation

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Fund upgrades or major improvements

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Choose between fixed and variable interest rates

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Structure payments to match your cash flow

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Invest without using all of your working capital

What you need to know

Before applying, consider:

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Loan amount — Based on asset cost or project scope

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Interest rate options — Fixed for predictability, variable for flexibility

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Repayment schedule — Terms and frequency tailored to ag cash flow

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Eligibility — May include financial statements, business history, and collateral

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Loan purpose — Equipment, land, buildings, technology, improvements

Related products

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Loan calculator — Estimate payments and plan ahead

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Ag Grow Fund – Reinvest in your ag or farm operations

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Business credit cards — For everyday farm purchases

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Business services — Payments, deposits, merchant services

Have questions?

That's what we're here for!

Meet with one of our business advisors to apply for a term loan. Fill out our contact form and we’ll contact you within one business day.