Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Farm Transfer Program
Transitioning a farm to the next generation is one of the biggest decisions your operation will make. The Farm Transfer Program can help make that transition smoother, more affordable, and better supported — whether you’re passing the farm down, purchasing the family operation, or restructuring ownership.
Built specifically for agriculture, this program provides financing and guidance to help you navigate the financial side of farm succession with confidence.
Why choose the Farm Transfer Program from Conexus?
The Farm Transfer Program from Conexus helps you make one of the biggest decisions for your farm easier and more secure. You get flexible financing designed for real farm transitions, plus guidance from advisors who understand Saskatchewan agriculture and family succession. We’re here to support both the buyer and the seller, helping you protect your legacy, plan with confidence, and set the next generation up for success.

What is the Farm Transfer Program?
The Farm Transfer Program supports the smooth transfer of a farm operation from one generation to the next. Whether you’re preparing to take over the family farm, transitioning ownership to a successor, or restructuring ownership, this program helps make succession planning more manageable — with financing and guidance tailored to agriculture.
It’s designed to help both buyers and sellers navigate the financial side of a transition, while keeping the long‑term stability of the farm at the centre of every decision.
Program features:
Flexible financing options designed specifically for farm succession
Support for family farm purchases, ownership restructuring, or partial transfers
Funding available for land, buildings, equipment, and operational assets
Terms and repayment options built around seasonal farm cash flow
Guidance throughout the financial aspects of the transition process
Benefits for buyers
Access financing to purchase all or part of a family farm
Build equity while maintaining operational stability
Flexible repayment that aligns with seasonal farm income
Support for understanding the financial implications of farm ownership
Loans can be advanced to reduce interest costs and pay down the balance faster
Benefits for sellers
Support transitioning the operation to a family member or new owner
Options to structure financing in a way that supports retirement plans
Flexibility to remain involved in the farm, if desired
Confidence knowing the next generation has access to resources and advice
Spreading advances over one to five years may offer tax advantages
Related products
Loan calculator — Estimate payments and plan ahead
Ag Grow Fund – Reinvest in your ag or farm operations
Business credit cards — For everyday farm purchases
Business services — Payments, deposits, merchant services

Have questions?
That's what we're here for!
Meet with one of our business advisors to see how the Farm Transfer Program can benefit your ag business. Fill out our contact form and we’ll contact you within one business day.