Effective January 1, 2026: Conexus Credit Union 2006, Cornerstone Credit Union Financial Group Limited, and Synergy Credit Union Ltd. amalgamated as Conexus Credit Union. Learn more.
Agriculture investment mortgage
Purchasing farmland, expanding your operation, or investing in agricultural property is a major step — and the right financing can help you move forward with confidence. An investment mortgage provides long‑term, stable financing designed specifically for farms and ag‑based businesses.
Why choose an investment mortgage from Conexus?
An investment mortgage from Conexus gives your farm or ag business the financial support it needs to grow for the long term. Whether you're buying farmland, expanding your operation, or investing in income‑producing ag property, you’ll get flexible terms, competitive options, and guidance from advisors who understand Saskatchewan agriculture. With a mortgage built around your cash flow and future goals, you can invest confidently and build lasting value for your operation and the next generation.

What is an investment mortgage?
An investment mortgage is long‑term financing used to purchase, expand, or refinance agricultural property — including farmland, buildings, or mixed‑use ag real estate. This type of mortgage supports farm operations looking to grow, diversify, or strengthen their asset base.
Agricultural mortgages can differ from residential loans in areas like down payments, amortization, valuation, and rate structures. Our team will help you understand what applies to your operation and how to structure financing that works for you.
Features of an investment mortgage
Investment mortgages have options that include:
Financing available for farmland, buildings, and ag‑based investment property
Opportunities for purchase, expansion, or refinancing
Flexible term and amortization structures
Fixed or variable interest rate choices
Tailored repayment schedules that support farm cash‑flow cycles
What to expect with an investment mortgage
Additional considerations include:
Down payment requirements vary based on land type, value, and risk
Agricultural mortgage rates may differ from residential rates
Amortization periods can vary depending on property class
Refinancing options may be available for improvements or consolidation
Application may require financial statements, land appraisals, or operational plans
Related tools and services
Mortgage calculator — Estimate payments and plan ahead
Ag Grow Fund — Reinvest in your ag or farm operations
Business credit cards — For everyday farm purchases
Business services — Payments, deposits, cash management

Have questions?
That's what we're here for!
Meet with one of our business advisors to see if an investment mortgage is right for your farm or ag business. Fill out our contact form and we’ll contact you within one business day.